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Benefits in Kind (BIK) Tax Rates 2026/27

Official 2026/27 Benefits in Kind (BIK) tax guide. Company car tax brackets, electric vehicle 2%–3% rates, private medical insurance, and P11D reporting.

✅ Official 2026/27 Rates 🎁 100% Free Tool
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Electric Vehicle Salary Sacrifice Advantage: Pure EVs are subject to a tiny 3% BIK rate in 2026/27, saving higher-rate taxpayers thousands compared to combustion engine cars. Use our Payslip Calculator to see how salary sacrifice car schemes impact your monthly net pay.

What are Company Car Benefit in Kind (BIK) Rates for 2026/27?

Company car Benefit in Kind (BIK) tax is determined by the vehicle's official CO2 emissions rating and list price (P11D value). For 2026/27, zero-emission electric vehicles attract a 3% BIK rate, while high-emission petrol and diesel models reach up to the statutory 37% maximum cap.

CO2 Emissions (g/km)Electric Range (Miles)2026/27 BIK Rate
0 g/km (Pure Electric EV)All3%
1 to 50 g/km (Plug-in Hybrid)130+ miles3%
1 to 50 g/km (Plug-in Hybrid)70 to 129 miles6%
1 to 50 g/km (Plug-in Hybrid)40 to 69 miles9%
51 to 54 g/kmN/A16%
100 to 104 g/km (Petrol/Diesel)N/A26%
160+ g/km (High Emissions)N/A37% (Maximum)

Step-by-Step BIK Tax Calculations (EV vs Petrol Worked Examples)

Compare the massive tax difference between a £45,000 electric company car and an identical £45,000 petrol vehicle for a 40% Higher Rate taxpayer.

Option A: £45,000 Electric Car (EV)

0 g/km CO2 • 3% BIK Rate

P11D Value£45,000.00
2026/27 BIK Percentage3%
Taxable Benefit Value£1,350.00
Basic Rate (20%) Tax£270.00 / yr (£22.50/mo)
Higher Rate (40%) Tax£540.00 / yr (£45.00/mo)

Option B: £45,000 Petrol Car

125 g/km CO2 • 30% BIK Rate

P11D Value£45,000.00
2026/27 BIK Percentage30%
Taxable Benefit Value£13,500.00
Basic Rate (20%) Tax£2,700.00 / yr (£225.00/mo)
Higher Rate (40%) Tax£5,400.00 / yr (£450.00/mo)

Frequently Asked Questions About Benefits in Kind

What is the BIK rate for electric cars in 2026/27?

For the 2026/27 tax year, the Benefit in Kind (BIK) tax rate for pure zero-emission electric vehicles (0 g/km CO2) is 3% of the car's list price (P11D value).

How is company car BIK tax calculated?

Multiply the car's official P11D value (list price including options and VAT) by its CO2 emissions BIK percentage, then multiply that taxable benefit by your personal income tax rate (20%, 40%, or 45%).

How is BIK tax collected by HMRC?

BIK tax is typically collected through your monthly PAYE salary by adjusting your HMRC tax code down, or directly through your employer's payrolled benefits system.

Official Statutory Data Reference

Rates and calculations on this page are cross-referenced with official UK Government legislation: GOV.UK Employer Rates and Thresholds for Benefits in Kind (2026/27).